Secure application · Decision within 24 business hours · Official documents only if approved · No money moves until you complete e-sign
FLS
Apply for a loanClearask · Private review · Paid In Full Credit (XRP)

Borrow with a clear ask

Tell us what you need and how you’ll repay. We review every application carefully — typically within 24 business hours. If you’re approved, you’ll review official disclosures and sign before any funds are sent.

Start here

Your Clearask
What you need the money for and how you’ll make payments — weighted more than a score alone.
Second look when others say no
If other lenders say no, give us a chance to say yes — we take a second look beyond a cold score alone.
If approved
You’ll open Truth in Lending and loan documents and sign electronically before money moves.
Paid In Full Credit
If you pay in full, you may earn an interest give-back in XRP only (terms in your package).

Ops / underwriting: use the admin desk (same site). Applications sync to the program inbox for review.

Loan application

A few steps — your Clearask is the most important part. This is not a final decision screen.

1 About you 2 Your Clearask 3 Credit check 4 Your situation

Program maximum $7,500. Some paths may approve a lower amount first.