What seedsOS is
- Seasonal journey: Winter (truth) → Spring → Summer → Fall
- Balance sheet, cash flow, and priorities for non-experts
- Lending never pay-to-play
- Hub connecting TrueTerm, Wage30, KinLedger, SouRound
- Behavior change first — products attach when the plan is real
- Free vs Premium paths
4Seasons
OSNot just a budget app
HubProduct ecosystem
