Wage30 — income as part of the financial OS

What Wage30 is

• Services marketplace: time, tools, talent — money to the worker
• $30+/hr livable-wage target (lower–middle-class household benchmark)
• Contractor model + insurance / accounting partnerships
• Same/next-day trades vs slow multi-state corporate schedules
• Hedge: gig-drive (~$25/hr) is better than sub-$20 — still not enough; automation can compress it further
• Escrow, no pay-to-bid, always-pay-servicer trust architecture