What TrueTerm is
- Fixed-term personal installment loans — not revolving lines of credit
- Clearask apply method: what you need and how you’ll repay
- Dual Look underwriting (TradFi first look + Second Look)
- TrueTerm Score (0–1000) — configurable factors & weights; proprietary Clearask-weighted engine
- Real payoff date (12–60 months); every payment reduces principal
- Paid In Full Credit at completion (XRP); disbursement settled on XRPL
- Built for middle-class balance-sheet repair vs minimum-payment traps
~$2.5KStarter avg (pilot)
12–60 moTerms
XRPLSettlement rails
